Boat Insurance

Boat Insurance in Fairmont, MNPomerenke Insurance does the heavy lifting by comparing boat insurance quotes from over 20 top insurance companies. Contact us or request insurance quotes to get started.


What Does Boat Insurance Cover?

A watercraft insurance policy can cover:

  • Property damage liability: Pays to repair or replace someone else’s boat, dock, or other property, if you are responsible for the damage.
  • Bodily injury liability: Pays for injuries you cause to another person while using your boat. This coverage pays for things like medical bills, lost income, & legal costs.
  • Collision damage: Pays to repair or replace your boat if you get collide with another boat or object.
  • Comprehensive: Pays to repair or replace your boat if it is vandalized, stolen, or damaged in an incident other than a collision.
  • Uninsured/Underinsured boaters: Covers you when an underinsured boater causes you bodily injury.
  • Trailer: Covers physical damage to your watercraft trailer.
  • Medical Payments: Pays medical bills for you or guests that are injured in a boating accident.
  • Additional coverage options: There are several additional options available depending on the type of boat, how and where you use your boat, and your personal needs.




Watercraft Covered

Pontoons
Cruisers
Ski Boats
Waverunners
Jet skis
Bass Boats
Jet Boats
And more


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