Home Insurance

Home Insurance in Fairmont, MNPomerenke Insurance does the heavy lifting by comparing home insurance quotes from over 20 top insurance companies. Contact us or request insurance quotes to get started.


What Does Home Insurance Cover?

Homeowners insurance combines several coverage types. It can provide coverage for:

  • Property damage: Pays for damages to dwelling and other structures, such as detached garages. Home insurance covers many causes of loss but does exclude specific things like flood.
  • Personal property loss: Pays to replace your personal property, like furniture, appliances, clothes, and more.
  • Personal liability: Pays others when you are at fault for bodily injury or property damage. This also has exclusions, so make sure to ask us about any questions you may have.
  • Added living costs: Pays for you to rent a hotel or other dwelling in the event your home is uninhabitable due to a covered loss.
  • Medical payments: Pays for minor medical bills incurred by guests injured on your property.
  • Jewelry, Guns, Silver: Covers certain classes of high value or collectible property that has underlying limits on a standard homeowners policy.
  • Additional Coverage: There are many optional coverage types that can be added depending on your unique characteristics.




Properties Covered

Single Family Homes
Condos
Multi-Unit Housing
Rental Homes
Vacation Homes
And more


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