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Life Insurance

Life Insurance Quotes

Life Insurance in Fairmont, MNPomerenke Insurance does the heavy lifting by comparing life insurance quotes from over 20 top insurance companies. Contact us or request insurance quotes to get started.

How Much Does Life Insurance Cost?

The cost of a life policy can vary greatly based on a number of factors. Some of the factors used to calculate your premium are:

  • Age In general, the younger you are, the less likely you are to pass away. This means life insurance costs less the earlier you get started.
  • Health Condition  Your height, weight, blood pressure, and other basic health information is used to determine your premium.
  • Tobacco Use Using tobacco products and/or nicotine usually means your coverage will cost more.
  • Medical History If you’ve previously had medical concerns, that may be factored in to your premium.
  • Lifestyle If you engage in high risk activities like skydiving or rock climbing,  you may pay more.

That being said, it doesn’t necessarily need to cost a lot. A $250,000 term policy for a 30 year old male in good health starts as low as $12 per month.

Policy Types Available

Term Life
Whole Life
Universal Life
Return of Premium Term Life
Limited Underwriting Term Life
And more

Start with a free quote comparison

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